Effective Date: February 12, 2026 | Last Updated: February 12, 2026
Important: CashTwo provides educational financial tools only. Nothing on this site constitutes financial, investment, tax, legal, or professional advice. You use all tools and content entirely at your own risk.
By accessing, browsing, or using CashTwo.com (the "Site"), you acknowledge that you have read, understood, and agree to be bound by these Terms of Use ("Terms") and our Privacy Policy. If you do not agree to these Terms, you must immediately cease using the Site. These Terms constitute a legally binding agreement between you ("User," "you") and CashTwo ("we," "us," "our"), operated from the Province of Ontario, Canada.
All calculators, tools, guides, articles, projections, estimates, and content on the Site (collectively, "Content") are provided strictly for general educational and informational purposes only. The Content does not constitute, and shall not be construed as:
You must consult with qualified, licensed professionals (including certified financial planners, accountants, tax advisors, and/or attorneys) before making any financial decisions. We are not a registered investment advisor, broker-dealer, financial planner, or tax preparer in any jurisdiction.
THE SITE AND ALL CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, ACCURACY, COMPLETENESS, RELIABILITY, OR TIMELINESS.
Without limiting the foregoing, we do not warrant that:
Actual financial outcomes may differ materially from calculator projections. Markets fluctuate, tax laws change, interest rates vary, and individual circumstances are unique. No calculator can account for all variables affecting your specific financial situation.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL CASHTWO, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AFFILIATES, SUCCESSORS, OR ASSIGNS BE LIABLE FOR ANY:
arising out of or in connection with your use of, or inability to use, the Site or any Content, regardless of the theory of liability (contract, tort, negligence, strict liability, or otherwise), even if we have been advised of the possibility of such damages. If, notwithstanding the foregoing, we are found liable, our total aggregate liability shall not exceed CAD $50.00.
You agree to indemnify, defend, and hold harmless CashTwo and its officers, directors, employees, agents, and affiliates from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable legal fees) arising from:
You expressly acknowledge and agree that your use of the Site and any financial decisions made in connection with Content are at your sole risk. You assume full responsibility for all consequences arising from your use of our calculators, tools, guides, and any other Content. Calculator results are hypothetical illustrations only and should never be the sole basis for financial decisions.
The Site may contain links to third-party websites, products, or services, including affiliate links. When you click an affiliate link and make a purchase or sign up for a service, we may earn a commission at no additional cost to you. We disclose that:
The Site may display advertisements from third-party ad networks. We do not control the content of these advertisements, and their appearance does not constitute endorsement. We are not liable for any products, services, or claims made in third-party advertisements.
All Content, including but not limited to text, graphics, logos, icons, images, audio clips, software, calculator code, and the compilation thereof, is the exclusive property of CashTwo or its licensors and is protected by Canadian and international copyright, trademark, and intellectual property laws. You may not:
Limited personal, non-commercial use is permitted. All rights not expressly granted herein are reserved.
You agree not to:
We reserve the right to modify, suspend, or discontinue the Site or any Content at any time without notice. We may also update these Terms at any time. The "Last Updated" date at the top will reflect the most recent revision. Your continued use of the Site following any changes constitutes acceptance of the updated Terms. It is your responsibility to review these Terms periodically.
We reserve the right to restrict, suspend, or terminate your access to the Site at any time, without notice, for any reason, including violation of these Terms. Upon termination, all provisions that by their nature should survive will survive, including but not limited to: limitation of liability, indemnification, intellectual property, and governing law provisions.
These Terms are governed by and construed in accordance with the laws of the Province of Ontario, Canada, and the federal laws of Canada applicable therein, without regard to conflict of law principles. You irrevocably submit to the exclusive jurisdiction of the courts located in Ontario, Canada for the resolution of any disputes arising out of or relating to these Terms or your use of the Site.
You agree that any cause of action arising out of or related to the Site must be commenced within one (1) year after the cause of action accrues. Otherwise, such cause of action is permanently barred.
If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable while preserving its original intent.
These Terms, together with our Privacy Policy, constitute the entire agreement between you and CashTwo regarding your use of the Site and supersede all prior or contemporaneous agreements, communications, and proposals, whether oral or written.
For questions regarding these Terms, please visit our Contact page.
CashTwo
Ontario, Canada